Oceanline Loans, a small-business funding broker in Idaho Falls, Idaho, is a broker, not a lender. It makes no loans, approves nothing and prices nothing. Lending partners make credit decisions and set rates and terms. A merchant cash advance is not a loan. Information you provide is shared with lending partners for their review.
Oceanline Loans is a broker, not a lender
Oceanline Loans connects you with lending partners; partners make credit decisions and set rates and terms. Although our name includes the word Loans, we do not lend money, extend credit, purchase receivables or decide on applications.
Approval and terms are never promised
Sending a request, calling or speaking with us does not mean a lending partner will approve your business, offer any particular amount or agree to any particular terms. Every partner applies its own criteria and may decline.
The partner sets the price
Rates, fees, repayment schedules and every other condition are set by the lender or funder. Oceanline Loans does not control them. The offer and the contract come from the partner; read the whole agreement before accepting it.
A merchant cash advance is not a loan
A merchant cash advance is not a loan. It is priced with a factor rate and collected from future sales rather than repaid on a loan schedule; the merchant cash advance page explains how it works.
Your information
Whatever you tell us, on the form or on the phone, goes toward your request and is passed to lending partners for their review. The form is operated by a third-party software provider. Details are in the Privacy Policy.
Calls, texts and consent
How Oceanline Loans and lending partners may call or text you is set out in the consent wording on the form. Reply STOP to any text to end them or HELP for help; see the SMS terms.
Questions or complaints
Call (208) 439-0387 or write to Oceanline Loans, 379 A St, Idaho Falls, ID 83402.
By Oceanline Loans · Updated