Oceanline Loans, a small-business funding broker in Idaho Falls, Idaho, matches funding types to four sectors its lending partners serve: construction, restaurants, medical and dental practices, and retail and wholesale businesses that carry inventory. Bonneville County had 586 construction and 517 retail employer establishments in 2023 (Census CBP). Partners decide and set terms.
The four sectors in Bonneville County, ID
In 2023 Bonneville County had 586 construction employer establishments, 261 food services and drinking places, 583 ambulatory health care establishments (the category that includes physician and dental offices), 517 retail establishments and 201 wholesale establishments (U.S. Census Bureau, County Business Patterns 2023). Together they make up a large share of the county's 4,197 employers. The county-wide picture is on the Idaho Falls, ID page.
Retail and wholesale businesses that carry stock
Retailers and wholesalers share one funding question: how to pay for goods before customers pay for them. In Bonneville County, 38.3 percent of retail employer establishments and 38.3 percent of wholesale ones had fewer than five employees in 2023, well below the county's overall 55.3 percent (County Business Patterns 2023), so these tend to be larger employers with real stock on hand. Until a dedicated retail page is published, inventory financing and how a borrowing base works cover the main options.
Sectors our partners do not cover
Our lending partners are confirmed for the four sectors above. If your business is in another industry, call and ask; we will tell you directly if we cannot help rather than sending a request that has no realistic chance.
By Oceanline Loans ยท Updated