Shelley, ID business owners can work with Oceanline Loans, a small-business funding broker in Idaho Falls, Idaho, by phone or online. ZIP 83274, which includes Shelley, had 214 employer establishments in 2023, 59.8 percent with fewer than five employees (Census ZIP Code Business Patterns). Credit decisions and terms come from lending partners.
| County | Bingham County, Idaho |
|---|---|
| ZIP 83274 employers | 214 establishments, 1,676 paid employees (Census ZBP 2023) |
| Under five employees | 59.8% of ZIP 83274 employers (same source) |
| Largest sector by employers | Construction, 52 establishments in ZIP 83274 |
| Distance | About 8.8 miles SSW of 379 A St, Idaho Falls, ID (straight line) |
Shelley, ID and ZIP 83274
Shelley is in Bingham County, not Bonneville County, so the Bonneville County figures used elsewhere on this site do not describe it. The closest business data the Census publishes for Shelley is for ZIP 83274, a postal area that reaches well beyond the city: Shelley covers only about 1.8 percent of the ZIP's land (Census 2020 ZIP code tabulation area relationship file). Every count below is for the whole ZIP, rural areas included, not for the city limits.
In 2023, ZIP 83274 had 214 employer establishments with 1,676 paid employees and an annual payroll of about $78.6 million. 59.8 percent of those establishments had fewer than five employees (U.S. Census Bureau, ZIP Code Business Patterns 2023).
Business mix in ZIP 83274
| Sector | Establishments | Share under 5 employees |
|---|---|---|
| Construction | 52 | 69.2% |
| Health care and social assistance | 30 | 50.0% |
| Retail trade | 26 | 50.0% |
| Professional, scientific and technical services | 21 | 66.7% |
| Manufacturing | 11 | 45.5% |
| Real estate and rental and leasing | 11 | 81.8% |
| Accommodation and food services | 10 | 30.0% |
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023. Construction makes up nearly a quarter of the ZIP's employers, and most of those firms are very small. For a contractor with a handful of employees, the owner's own credit and the business bank statements usually carry the request, and the funding questions tend to be about materials ahead of a draw and equipment such as a skid steer or a work truck. Contractor financing covers that in more detail.
Self-employment in Shelley, ID
An estimated 7.3 percent of Shelley's employed residents were self-employed, plus or minus 3.4 points (U.S. Census Bureau, American Community Survey 2020-2024). The margin is wide, so the figure is a rough guide only and cannot be compared closely with other places.
Registering and licensing a Shelley, ID business
A Shelley business registers its entity with the Idaho Secretary of State like any other Idaho business. City-level requirements are set by the City of Shelley, not by Idaho Falls or Bonneville County, so check with the city directly about any business license, its renewal and the application process.
Working with Oceanline Loans from Shelley, ID
Shelley owners reach us at (208) 439-0387 or through the online form. The request process is the same as for a business in Idaho Falls; partners review the business wherever it operates. Funding types are compared on the options page, and other nearby towns are listed on the areas page. The figures for the office's own city and county are on the Idaho Falls, ID page.
The Shelley, ID owners we usually hear from
Oceanline Loans works with Shelley, ID businesses in four sectors our partners have confirmed: contractors and construction trades, restaurants and food service, medical and dental practices and retailers and wholesalers that carry stock. Being in one of them does not decide the outcome; the partner does.
Paperwork partners commonly ask for
- The last three to six months of business bank statements
- Last year's filed tax return for the business
- An up-to-date P&L and balance sheet, even if you prepare them yourself
- A driver's license or passport for each owner
- Your articles of organization or incorporation and the EIN letter
- For equipment, the seller's quote with make, model and price
Partners differ in what they request; this list covers the usual ground.
From first call to a partner's decision
- It starts with a call to (208) 439-0387 or the short contact form. On the phone we cover the purpose of the funds, time in business and approximate monthly revenue.
- We explain which funding types fit that use and what partners usually need to see. Nothing is submitted without your go-ahead.
- After you give the go-ahead, we share the request with suitable lending partners, and each one decides on its own.
- Any offer comes from the partner. Read the total cost, the payment schedule and the terms before deciding; turning it down is always an option.
Our office is at 379 A St, Idaho Falls, ID 83402.
By Oceanline Loans · Updated